Articles Published in Business Insurance

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EFFECTS OF THE RECESSION: (3/09) Recession Packs a Host of Challenges Amid Uncertainty PUBLIC ENTITIES: (1/96) GASB 10 Requires Pools to Account for TPA Fees (2/95) Ways of Preventing Another Orange County Debacle (11/92) How to Interpret Data for GASB Statement 10 (5/91) JPA Cost Allocation System Creates Inadequate Premium (3/90) Meeting GASB Standards for Self-Insured Programs (9/88) Reviewing Your Pool's Cost Allocation System (5/86) There Are Options for Public Entities COST ALLOCATION PLANS: (5/03) Decide Goals Before Designing Allocation Plan (5/91) JPA Cost Allocation System Creates Inadequate Premium (9/88) Reviewing Your Pool's Cost Allocation System SELF-INSURED RETENTION ANALYSIS: (7/07) Properly Funding a Self-Insurance Program—Excerpt (11/94) Retention Level Depends On More Than Past Luck (2/94) Self-Insurance May Work Better With Multiple Coverages (3/89) Deciding When, and How Much, to Self-Insure FEASIBILITY STUDIES: (2/94) Self-Insurance May Work Better With Multiple Coverages (7/87) Actuarial Checklist Eases Captive Feasibility Study (5/87) What Is Real Acid Test for Feasibility Studies? (3/87) Association Considers Funding Alternatives (11/86) Tax Reform Law Affects Risk Retention Options (7/86) What A Feasibility Study For A Captive Should Cover EXPERIENCE RATING: (3/91) NCCI Plan Alters Effect of Claim Frequency on Rates (9/90) New NCCI Plan Sensitive to Claim Frequency (7/90) Viewing NCCI's Changes to Experience Rating Plan EXCESS INSURANCE: (9/04) Long-Term Planning Needed for Comp Claims (7/02) Should Excess Coverage Be Dropped When Rates Skyrocket? (11/94) Retention Level Depends On More Than Past Luck (1/92) A Comparison of Two Reserving Methods (11/91) The Bornhuetter-Ferguson Method (11/89) Many Variables Cloud Pricing Excess Policies LOSS RESERVES: (3/08) Setting Loss Reserves Takes Art and Science (5/05) Predictive Modeling Determines Need for Reserves (4/04) Reserve Statements Give Best Possible Forecast (12/02) Reflecting the Effects of Changes in Claims Practices on Loss Reserve Projections (8/01) Why Do Actuaries Always Come Up with Such High Numbers? (2/97) Misleading Savings on Closure Statistics (8/96) Claims Audits, Actuarial Studies Each Have Their Own Place (7/95) Gauging the Frequency of Actuarial Studies (5/94) Loss Reserving Software Competition Heating Up (8/93) Quiz Covers Common Pitfalls in Analyzing Claims Experience (2/93) Impact of "Mirror-Image Accounting" on IBNR Reserves (2/93) Accident Year Versus Report Year Claims Experience (5/92) How IBNR Reserves Become Claims Reserves (1/92) A Comparison of Two Reserving Methods (11/91) The Bornhuetter-Ferguson Method (11/88) Several Methods Used for Accurate Estimate of Loss Reserves (11/87) How to Calculate Reserve Adequacy (3/87) Do Insurers Reduce Reserves in Lean Years? (3/86) Weigh Factors to Decide Best Type of Claim Study INSURER SOLVENCY: (3/02) Use of Premium-to-Surplus Ratios to Gauge Insurer Strength (3/92) NAIC Rules Require More Actuarial Commentary (5/90) Gauging 'Confidence' in Ability to Absorb Loss (5/88) IRIS Tests Not Reliable for Gauging Solvency (3/87) Do Insurers Reduce Reserves in Lean Years? FINANCIAL REPORTING: (2/93) Impact of "Mirror-Image Accounting" on IBNR Reserves (3/92) NAIC Rules Require More Actuarial Commentary (1/90) New NAIC Requirements Affect Annual Statements (1/89) Reflecting Loss Reserves on Financial Statements (of Self-Insured Corporations) (3/87) Do Insurers Reduce Reserves in Lean Years? VALUATION OF INSURANCE COMPANIES: (3/88) Actuarial Assistance in Insurer Valuations ASSET-LIABILITY MATCHING: (2/95) Shielding Loss Reserves from Interest-Rate Swings RATE/FUNDING STUDIES: (7/07) Properly Funding a Self-Insurance Program (1/07) 30 Things to Know to Properly Evaluate Your Claims Experience (4/06) Techniques for Projecting Claim Costs (10/05) Don't Rely on CPI to Predict Claim Costs (11/03) Discerning When a Trend Isn't- and Is-Real (8/01) Why Do Actuaries Always Come Up with Such High Numbers? (3/99) Why Do Actuaries Use Several Methods to Derive Estimates? (7/95) Gauging the Frequency of Actuarial Studies (8/93) Quiz Covers Common Pitfalls in Analyzing Claims Experience (5/91) Cost Allocation System Creates Inadequate Premium (11/89) Many Variables Cloud Pricing Excess Policies (9/89) Consultant Differs with Voter Revolt (7/89) Prop. 103 May Foster Availability Problems (5/89) Pricing Decisions Based on Outdated Information (1/88) Stock Market Crash May Slow Rate Cuts (9/87) Loss Development, Trend Factors Serve Different Analytical Purposes CAPTIVES/RISK RETENTION GROUPS: (1/88) Rules for Establishing Risk Retention Groups (7/87) Risk Retention Groups Vs. Purchasing Groups (3/87) Can States Regulate Risk Groups' Rates? (1/87) Risk Retention Act Will Have Great Effect (7/86) What A Feasibility Study For A Captive Should Cover INSURANCE FUTURES: (1/91) Clarifying A Few Points About Insurance Futures (11/90) Attempting to Fathom Insurance Futures CONSULTING ACTUARIES: (1/01) How to find a Consulting Actuary (6/98) Differences in Philosophy Among Consulting Firms (12/96) Small Versus Large Consulting Firms (9/95) Trends in the Type of Employment of Actuaries (8/94) Search Required To Find Best Consultant For Job (11/93) CAS Memberships One Indicator of Quality (5/93) Recent Changes in the Demand for Casualty Actuaries (9/92) Areas of Difference Among Consulting Firms (9/91) Is Being An Actuary Really the Best Job in America? (7/91) Consulting Actuaries Also Offer Management Skills (7/88) Many Issues Affect Consultant Bidding (9/86) Actuarial Consultants Not Very Widespread RISK ANALYSIS SOFTWARE: (9/99) Loss Reserve Software Considerations (2/98) Recent Advances in Risk Analysis Software RISK MANAGEMENT: (11/07) Measuring a Risk Manager's Value (11/01) What is Enterprise Risk Management? (6/00) Preparing for Future Hard Market (2/00) Solar Storm Risks (11/98) Comparing Risk Financing Program Options (2/94) Self-Insurance May Work Better With Multiple Coverages MOST RECENT ARTICLES To view the most recent articles online, visit BusinessInsurance.com.