Insurance Companies

Typical Services Reserve Analyses/Statement of Actuarial Opinion Our firm has broad experience in all aspects of insurance company reserve analysis, including: • Analysis of company reserves in conjunction with issuance of the annual Statement of Actuarial Opinion required by the National Association of Insurance Commissioners, • Providing reserve adequacy reviews to various state regulatory agencies, and • Calculation of payout patterns and IBNR tables for reinsurance lines Rate Filings/Testimony We provide expert assistance in completing rate filings or in defending those filings at rate hearings. Expert Witness Testimony We have provided testimony for companies nationwide in depositions expressing opinions about the appropriateness of reserves, rates, retro premiums, experience rating calculations and company actions taken in response to loss or expense experience. Reinsurance Reviews Should your company’s retentions or reinsurance limits be raised or lowered? Our actuarial analyses can noticeably improve your profitability by optimizing the use of reinsurance. Management Information Reviews To insure that your company is receiving the incisive and meaningful data you need to better manage your company, one of our actuarial reviews can lead to the redesign of information you need to make key decisions.