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Richard Sherman & Associates, Inc., has been providing casualty actuarial consulting services since 1991. We have extensive experience in all property casualty lines, including workers' compensation, general, professional, and automobile liability, property, and reinsurance. A broad range of public entities, insurance companies, educational institutions, hospitals, law firms, and private corporations have used our services. Rick Sherman is one of the most extensively published and well-known casualty actuaries in the nation. He is widely recognized for his experience in the evaluation of loss reserves and for being the co-author of the CAS paper, "Loss Reserve Adequacy Testing: A Comprehensive, Systematic Approach", which has been on the Casualty Actuarial Society's testing syllabus for 30 years. Over his career, Mr. Sherman's clients have included 28 of the nation's 100 largest insurers. Our firm specializes in working with self-insured groups, public entities, and insurance companies on the West Coast who need professional assistance in making reserving, rating, and funding decisions. Richard Sherman & Associates, Inc. 1000 Benson Way, Suite 204 Ashland, OR 97520 541 488-0331 541 488-7759 Fax